Friday, February 29, 2008


It was last September when I opened an account with Banco de Oro, Megamall (one beside National Bookstore). It was one of those desperate times when I needed to buy dollars and BDO can sell me at least a thousand only if I have an account with them. It was a no brainer really since BDO is one of the most reputable banks in the country in terms of stability and customer service.

I was wrong.

They gave me a 'temporary' ATM card without my name in it. I was made to believe that I will get my card two weeks after. It was ok, I will be out of Manila for about a month. Then come December, I went to the branch to get my card- the one with my name on it. They told me that I did not apply for a replacement card so they have nothing to give me. The one who told me that I will get my ATM card after two weeks already resigned. So it was pointless for me to actually rant about it. Still, not being able to help myself, I told them that I was not informed of the procedure. If I was told earlier, then I could have applied for the new card way back September. Having said that, I signed the application form for the replacement card. And paid a hundred pesos for a piece of new plastic.

That was last December. This afternoon, I went back to BDO to get my card. Then there was this flushed face in front of me, same expression as the last time when I was applying. And after running to and fro, trying to talk to her boss without me hearing or seeing them, she came back telling me that my card is not with them anymore. It has lapsed its maturity period of sixty days. 

Trying to be sunny about it, I asked her, "So, what do we do?" 

She then answered me, "Kayo sir, kayo po ang bahala." 

What the f.3.?!? 

First, I have no idea about that maturity thing. I was told that I can get it after two weeks. I was never informed that it should be not later than sixty days. 

Second, this is not the first time that I am confronted with this dilemma. It's deja vu! She then told me to re-apply and pay another hundred bucks. As if the damage is not yet enough!

Third, going to Megamall, No, parking in Megamall is no walk in the park. I have already told them that I don't go there often. I would, before, when I used to walk from Galleria to Mega but now that I drive, it's just too much hassle especially that there is this endless construction going on.

It was such a cloudy day that my sunny disposition led me out of the bank to actually vent the tempest out to my friend who referred me to that specific branch. He then told me that he can't do anything about it so he suggests that I'll just do what they said. 

It was unacceptable. 

I hurriedly went back inside the mall and was suddenly stopped by the guard saying that the bank is about to close. I told him that my passbook is still inside. He made me wait for fifteen minutes outside then the girl went out carrying my passbook, whining, "Ano na sir? Kayo po, anong balak niyo?"

It was a cloudy day. I told her, "Huwag mong ibalik sa akin ang problema, if you have informed me beforehand, this will not happen. Ikaw yung naka-usap ko before, and you exacty know how exasperated I was and now... Oh well, nevermind. I'll close my account next week."

Got my passbook and left. 

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